Resources

Stay abreast of the stories and headlines that impact you. Check out the latest news about Synergy Financial Services and other topics of interest.

Tax season may be over, but now is the perfect time to start planning for taxes in the future.
Financial professional Roy Laux talked with PCNC about some of the biggest tax planning mistakes Americans make, and what we should be doing instead.

  1. Not Adjusting Withholding
  2. No Plan for Charitable Giving
  3. Not Maximizing Retirement Contributions
  4. Saving in One Place

You probably don’t have the date marked on your calendar, but 2018 marks the 20th anniversary of the Roth IRA. It’s an important tool in saving for retirement, but not enough people understand it or use it. Local financial professional Roy Laux talked to PCNC about the benefits of Roth IRAs. To find contribution limits for 2018, click here.

Making the Most of Your Tax Refund

 


Many of us are making some basic mistakes with our 401(k)s that could end up costing us a bundle by the time we reach retirement.

Financial professional Jason Laux from Synergy Group talked with PCNC about ways to avoid those mistakes and how we can make our money work harder and last throughout retirement.

To check out a review of your company’s 401K plan, click here.

Buy a new gadget or pay off the credit card? Go on a sunny vacation or start an emergency fund? 62% of Americans are expecting to get a tax refund this year. If you are planning on receiving a refund, financial professional Jason Laux from Synergy Group talked with PCNC about 6 ways to revamp your refund and make your money work for you.

Revamp Your Refund
  1. Buy Your Financial Freedom
  2. Get Peace of Mind
  3. Upgrade Your Retirement
  4. Invest in the Future - 529 Plan Information
  5. Generate Good Karma
  6. Treat Yourself

The new year is the perfect time to make some changes in your life, especially when it comes to your finances.
Financial professional Jason Laux talked with PCNC about how to reach your financial goals in the New Year!

Self-Improvement Month
  1. Evaluate & Create a Plan
  2. Look for Ways to Save
  3. Review Retirement Accounts
  4. Keep Going

Click here for the month-by-month financial guide


Saving money doesn’t have to be hard. Whatever your dream- with a few small changes to your lifestyle, you can pocket more money!
Financial professional Jason Laux talks with PCNC about 4 ways you can stash away $100 a month and encourages you to fill out this budget worksheet to help you stay on task!

  • Cut Your Food Expenses
  • Negotiate & Compare
  • Challenge Yourself
      Click here for the 5 cent challenge
  • Reduce Withholding at Work
  • Click here for a tax withholding calculator from the IRS

A warning as you get ready to file your taxes: scammers may have their sights set on your refund! Financial professional Jason Laux talked with NightTalk about the steps filers should take to protect their refund and their identity.

  1. File Early
  2. Watch for Red Flags
  3. Be Secure
  4. Adjust Your Withholding

Click here to report a suspicious email to the IRS.

Click here if you believe you are a victim of Tax ID Theft.

Parents should be discussing family finances with their adult children. Financial professional Jason Laux talked with WKBN about how to start that conversation and what topics should be covered:

  • Estate Plan
  • Healthcare
  • Income & Expenses
  • Financial Records

Click here for a checklist of important financial information that you should make sure to discuss with your adult children.  Remember, knowledge now will prevent headaches later.

There’s more to do than plan your New Year’s party - the final months of the year are an important time to take a good look at your finances. Financial professional Jason Laux talked with WKBN about five smart money moves to make before December 31st that will help your finances in 2018 and beyond!

  1. Prep For Tax Season
  2. Reduce Your Tax Bill
  3. Set Your 2018 Financial Plan
  4. Convert to a Roth IRA
  5. Check Your Insurance

Click here for a life insurance calculator

Jason had the honor of appearing on PCNC’s Night Talk with Ellis Cannon last week to talk about retirement.

Are you on track for a secure retirement or in danger of falling short? It’s a tough question to answer when you’re still decades away from retiring. Our financial professional Jason Laux talked with WKBN about guidelines that are designed to help savers stay on track throughout their careers:

  • Age 30 | 1x annual salary
  • Age 35 | 2x annual salary
  • Age 40 | 3x annual salary
  • Age 45 | 4x annual salary
  • Age 50 | 6x annual salary
  • Age 55 | 7x annual salary
  • Age 60 | 8x annual salary
  • Age 67 | 10x annual salary

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The information and opinions contained herein are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. It is given for informational purposes only and is not a solicitation to buy or sell the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual’s situation.

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Investment advisory services offered through Global Financial Private Capital, an SEC-Registered Investment Adviser (“GFPC”). SEC registration does not imply a certain level of skill or training. Securities offered through GF Investment Services, LLC, Member FINRA/SIPC. (“GFIS”). Synergy Group Inc., GFPC and GFIS are not affiliated entities. One or more individuals at Synergy Group, Inc. are registered as investment adviser representatives of GFPC with certain state securities divisions. The[se] investment adviser representative[s] receive[s] compensation in exchange for soliciting investment advisory services provided by GFPC on behalf of Synergy Group Inc. clients. Additional information regarding the specific investment advisory services and products offered by GFPC can be found at GFPC’s separate website at http://gf-pc.com or within GFPC’s Form ADV Part 2A Brochure (also available on GFPC’s website) (the “Brochure”). One or more individuals at Synergy Group Inc. are registered representatives of GFIS and receive[s] compensation in exchange for the purchase or sale of securities.

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